PRACTO ASSURED
Prepared for insurance partners · 2026
Provider Verification Programme

Verify every provider.
Trust every claim.

Practo Assured verifies your empanelled and prospective providers on-site — physically, uniformly and with evidence — scored against the Practo Hospital Excellence Score.

10,000providers in ~8 months
150+checkpoints per provider
Photo + videogeo-tagged evidence
1–5objective score
Confidential · Practo Assured
PRACTO ASSURED
The Problem
What paper empanelment costs an insurer

Three risks that live inside an unverified network.

Risk 1

Infrastructure misrepresentation

Facilities empanelled on declarations they cannot substantiate — and claims arriving for capabilities that do not exist on the ground.

Risk 2

Ghost consultants

Practitioners on the panel who are not genuinely present — procedures billed under names that never attend the facility.

Risk 3

Sub-standard clinical quality

Poor sterility, safety and staffing driving complications, readmissions and member complaints on your cashless network.

Each of these leaks value after the claim. Physical verification removes them before empanelment.

PRACTO ASSURED
Why It Matters
What this solves for you

Problems closed before a claim is ever filed.

  • Empanel on evidence, not declarations — a cashless network you can defend to members, regulators and reinsurers.
  • Cut capability-linked leakage — claims for procedures a facility cannot perform become detectable upstream, at network entry.
  • Tier the network objectively — preferred and standard bands by score; steer volumes toward verified quality.
  • Resolve disputes with photographs & serials — not affidavits — and keep the data current with annual re-verification.
PRACTO ASSURED
Why Practo
Capability

An operational verification engine — not a build.

Practo already conducts on-site hospital audits at scale through the Hospital Excellence Score, led by qualified biomedical engineers. Your network gains a running programme, applied uniformly from day one — not a capability that takes years to stand up. Providers already on Practo's audited base seed your network wherever they overlap.

1,436audits conducted
150+checkpoints per audit
12specialty frameworks
ISO 13485lead-audited team
PRACTO ASSURED
Scope of Verification
What we verify

Premises, data and equipment — in a single visit.

Premises

Physical infrastructure

Facade & entrance, OPD, waiting & lobby, IPD wards, OT complex & labour room, pathology labs, radiology, CSSD, and emergency & critical care with central oxygen.

Data

Your provider information sheet

Registration, GST & ownership, bed-mix by category, certifications (NABH / JCI / NABL), diagnostics, clinical facilities and manpower — every field on your empanelment data sheet.

Equipment

Confirmed & serial-recorded

Key devices confirmed present and operational, with serial numbers recorded — CT, MRI, cath lab, dialysis, ventilators.

PRACTO ASSURED
Evidence Standard
How we prove it

Objective, geo-tagged and counter-signed.

  • Geo-tagged photographs of every required area, location- and time-stamped.
  • Walkthrough video of the premises as specified.
  • Equipment serial numbers recorded for verification.
  • Counter-signature from the hospital authority on the inspection form.

Actual field evidence from a completed Practo audit. Facility identity withheld; location detail masked.

PRACTO ASSURED
Clinical Talent
Verifying the people

Confirming the consultants, not only the premises.

Availability

Full-time vs visiting

Each specialty confirmed on-site, distinguishing full-time consultants from visiting consultants.

Registry

Consultant data verified

Associated consultant data collected and verified against the hospital's records.

Round-the-clock

24×7 staffing, incl. RMO

The emergency staffing model confirmed in person — the RMO on duty in casualty and on the wards, not a name on a submitted roster.

Directly addresses the "ghost consultant" risk — the people your members are promised are the people present.

PRACTO ASSURED
The Standard
The Practo Hospital Excellence Score · definition

One defined standard — three weighted pillars, applied uniformly.

50% weight

Treatment Infrastructure

Can it diagnose and treat? Imaging, in-house labs, OT complex, ICU capacity and specialty equipment — each machine serial-verified, not claimed.

30% weight

Hygiene & Safety

Is it safe and sterile? CSSD sterilisation records, biomedical-waste handling, zone-wise cleanliness, staffing ratios counted on the floor, 24×7 critical-care cover.

20% weight

Patient Convenience

Can patients reach, stay and recover comfortably? Accessibility, back-up power, amenities, ambulance and cashless readiness.

12 specialty frameworks apply the relevant subset of 150+ checkpoints — and the weights — per specialty.

PRACTO ASSURED
The Standard
The Practo Hospital Excellence Score · how it builds

From item-level evidence to one comparable number.

1

150+ item-level checks

Each answered on-site with photo, serial and video evidence.

2

8 sub-categories

Diagnostics, medical infrastructure, specialty excellence, hygiene, safety, accessibility & more.

3

3 weighted pillars

50 / 30 / 20 — clinical capability first.

4

Composite score, 1–5

Per provider — every number drillable to a photograph.

You set the qualifying threshold2 in 5 fail Practo's own 4.0+ barRe-audit path for failed providersReview every audit on the portalNetwork-level analytics & export

The score is not an opinion — it is the weighted roll-up of evidenced facts, so any two providers compare on one number.

PRACTO ASSURED
Scale & Ramp
Capacity

A 10,000-provider network, verified in about 8 months.

Month 1 mobilises the field team and audits a pilot cohort; full capacity of ~1,400 verifications a month runs from month 2. Every provider is mapped to state, city and pin code, and sequenced by your priority buckets — highest-value facilities first.

~1,400verifications / month at full ramp
~65audits per working day
Month 1mobilisation + pilot cohort
~8 monthsto a 10,000-provider network
Timelines scale with network size — smaller networks complete proportionally faster.
PRACTO ASSURED
Manpower Deployed
The team

A trained field team, senior-led.

Lead Auditor
  • Lead Auditor — Manager, Biomedical Engineering, Practo
  • 14 years' experience across hospitals, healthcare organisations and medical devices
  • B.Tech, Biomedical Engineering; certified ISO 13485:2016 Lead Auditor
  • Prior experience in NABH- and JCI-accredited hospital environments

Field verification engineers

Biomedical / allied-health, trained on your data sheet and the evidence protocol.

Regional supervisors & QC

Second-level review of every submission before it is published.

Central data & portal team

Validation, reporting and analytics, with senior account management.

PRACTO ASSURED
Inside a Verification
What an audit takes

Nine steps, from first contact to delivered data.

1

First contact

Identify and reach the hospital SPOC.

2

Pitch & explain

Walk the SPOC through the audit and secure cooperation.

3

Plan the visit

Agree scope, departments and a visit date.

4

Pre-visit preparation

Map departments and online presence; sequence the day.

5

On-site audit

Conduct the inspection and capture geo-tagged evidence.

6

Evidence verification

Validate every photo, video and serial centrally.

7

Central scoring

Compute the provider's theme-wise & composite score.

8

Spot checks & QA

Independent sampling to audit the audit.

9

Data delivery

Published to you over API, web app and Excel.

PRACTO ASSURED
Commercials
Per-unit pricing

The quotation, and what it includes.

ItemPer providerGST @ 18%Total
Provider verification (one-time)₹15,000₹2,700₹17,700
Annual maintenance — re-verification (per year)₹5,000₹900₹5,900

Payment terms: 10% of the project fee payable in advance to commence the exercise; the balance invoiced monthly, on delivery of completed verifications. Annual maintenance invoiced monthly on deliverables. Volume terms available at network scale.

On-ground verification
  • Physical on-site visit by a trained engineer
  • Geo-tagged photographs & video, time-stamped
  • Data sheet completed & counter-signed on-site
Assurance & data access
  • Central verification with independent spot-check QA
  • Objective theme-wise & composite scoring
  • Annual re-verification (data refresh)
  • Data over API, web app & Excel
Reporting & partnership
  • Weekly progress & closure reporting
  • Standardised field-team training
  • Senior Practo account management

The per-provider fee includes all of the above. All figures in INR; GST at 18% as applicable.

PRACTO ASSURED
Next Steps
How partners typically start

Start small. Set the bar. Then scale.

  • Pilot — a paid cohort of ~500 providers to validate the protocol, evidence quality and portal.
  • Set the threshold — review live audits and fix the qualifying score for your network.
  • Scale — roll out by priority cohorts at ~1,400 verifications a month; a 10,000-provider network completes in about 8 months.
Confidential · Practo Assured · 2026
PRACTO ASSURED
Thank You

Thank you.
Let's build a network you can vouch for.

We would be glad to walk through any part of this proposal, scope an initial pilot cohort, or share further detail on request.

Confidential · Practo Assured · 2026
PRACTO ASSURED
Appendix
Appendix · Out of scope

What the programme does not cover.

  • Empanelment and pre-authorisation decisions — the insurer's prerogative; we provide data and scores.
  • Authenticity checks on financial or bank credentials — financial fields collected as declared.
  • Claims audit, medical-records audit or clinical-outcome assessment.
  • Fraud investigation or legal action beyond documented findings.
  • Statutory approvals or licences on the provider's behalf.
  • Repeat visits due to provider non-cooperation beyond agreed attempts (chargeable).

Facility access and permission to photograph are arranged with the provider, within a counter-signed protocol.

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